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Karl Frunz: Author and teacher of Assembling Your Finances

Karl Frunz

Karl's passion and work with designing, teaching and managing financial literacy programs began in 1989 as a U.S. Peace Corps Volunteer.


From 1999 through 2008, Karl authored and taught money management, consumer credit and tax filing workshops in Seattle and throughout Washington State for non-profit organizations such as Solid Ground, ECEAP, Bellingham Law Advocated, YMCA Transitions and the CENTS Program.


The history of Assembling Your Finances

Assembling Your Finances Work Book

The workshop was designed in 2009. The core objectives of the curriculum were to provide participants with a comprehensive content and a schedule that enabled practice / application of money management skills.

Pilot classes of Assembling Your Finances were presented through the Employee Wellness program at Group Health Cooperative and at several branches of the Sno-Isle Library System.

In 2010, the workshop was included in the Continuing Education programs at Seattle Central and South Seattle Community Colleges, Lake Washington Technical and Olympic Colleges.

Since 2011, Assembling Your Finances has been offered four times a year at Seattle central Community College and to private organizations through their Employee Wellness programs.

Frequently Asked Questions and answers about Assembling Your Finances

Q. Other than the course fee, are there any other costs or expenses?

A. No. Your course fee covers all three sessions and all materials.

Q. Can (should) couples attend the course together?

A. Absolutely. Open communications about money is a vital component of a successful relationship.

Q. Can the course be offered exclusively to my group / organization?

A. Yes. Please send a note c/o the e-mail address listed above mentioning where and when you 'd like to offer the course.

Q. Can I attend just the third session about credit files & scores?

A. No. Your credit files and FICO scores are a reflection—a reaction—to your financial behaviors. If you skip the first two sessions and don't evaluate your own baseline behaviors, neither the contents of your files nor the value of your score will change.